Raising investment

Financing scheme of the commercial investment project

RSB Engineering Investment Financial Company offers a variant of financing of commercial investment projects by rendering assistance in search of the Investor that provides an investment loan to the Project Initiator (Client):

Terms and Conditions of the investment loan

The financing form can be different, for example, the investment loan by transferring the loan amount (tranches) to the Client bank account, in accordance with the Investment Agreement, or the export financing by supplying the necessary equipment, installing and launching it through a foreign firm of the General Contractor.

Client is a legal entity/company of the European Union, Hong Kong or Singapore.
Loan amount is over 5,000,000.00 (five million).
Loan currency is USD/EUR.
Loan term is a period from 24 to 120 months (according to the Client investment project).
Interest rate size is from 1,5% to 5% per annum.
Loan repayment and payment of % – quarterly (differentiated) payments. (A different SCHEDULE IS POSSIBLE.)
Deferred payment of % is for 12 months from the date of receipt of the entire loan amount by the Client’s company.
Deferral of principal debt repayment is for the period from 12 to 36 months from the date of the entire loan amount receipt.
Security is a Deposit for 10-15% (interest) of the loan amount in the Investor designated Bank for the loan term or financial instrument issuance to the Investor's Bank.

Note: The Client’s company is to have a real legal address, no loans, court/legal claims, financial or tax debts and other obligations (encumbrances).

Note: The Client is to provide as well as:
Availability of the necessary amount of funds on the Client bank account to cover current expenses on the Bank account (account maintenance, receipt of statements from the account, etc.).
Covering overhead costs (over 50,000 USD/EUR on average) related to the financing option:

visa, transport costs (air flight, railway and automobile entry, etc.);
accommodation and meals;
the services of an independent international Expert & Evaluation of investment project;
the services of a Lawyer/ Notary.

Making decision on search of investments the Client is to:

provide an Application (Loan Application) for a loan;
provide an extract from any Client bank account on 10-15% funds availability of the financing amount to confirm the readiness of (cash) deposit placement or financial instrument issuance;
provide Business Plan and Cash Flow of the investment project.

Note: Business Plan development and Cash Flow of commercial investment project according to the UNIDO (United Nations industrial development organization) standard and drawing up of documents according to IFRS (International financial reporting standards) is the responsibility of the Client.

Note: We can ensure Business Plan development and Cash Flow of the Client’s commercial investment project in accordance with the UNIDO business planning standards for an additional fee.

Pre-investing procedure:

Sign the AGREEMENT for the search and attraction of financing.
Provide the Project Business Plan in English with TEO as well as additional documents with a list for each project separately.
Appoint the Investor’s attorney as a joint Director and a joint signatory relating to the bank account of the Client's company in the designated bank.
Sign and notarize the Agreement Authority and Undertaking between the principal shareholder of the Client's company (with a share of 51% or more) and the Investor’s attorney.
Sign, notarize and apostille the Resolution of the Board of Directors of the Client's Company for the rights and powers of the Investor's attorney.
Sign the Service Agreement.
Sign the Pledge Agreement.

Investment procedure:

1. After the pre-investment procedure accomplishment the Client's company provides the Investor with:

Apostilled and notarized copies of the constituent and registration documents of the Client's company (Certificate of Incorporation, Certificate of Shareholders, Memorandum & Articles, Directors Appointment);
Scan copies of the passports of the Directors and the chief accountant of the Client's company;
Client's company card including full bank details;
Business Plan certified by the Client's company;
Expert opinion from the appraisal company on the Client’s investment project;
Extract from the bank account of the Client's company in the designated bank on the (cash) Deposit availability at the rate of 10-15% of the financing amount or financial instrument for issuing;
A copy of the document confirming the origin of the (cash) Deposit of the Client's company;
Apostilled and notarized Corporate Resolution (Board of Directors) of the rights and powers of the Investor's attorney;

2. After verification of the above documents of the Client's company (Compliance & Due Diligence), the Investor provides a draft of Investment Agreement (Draft of Investment Agreement).

3. After the Investment Agreement approval and signing by both parties, the investor makes out and opens financing for the company investment project within the terms specified in the Agreement.

Note: Upon the availability of the investment, the Client's company is to sign, notarize and apostille the "Pledge Agreement" by 51% or over of the Client's shares with the Investor’s company for a period until full investment refund and payment of interest as well.

4. Within ______________ banking days, after opening the financing and signing the "Share pledge agreement", the Investor launches financing of the Client's company investment project by transferring the loan amount (tranches) to the bank account of the Client's company in accordance with the Investment Agreement (loan).

5. The Client's company receives an investment loan, brings the investment project into effect, refunds the investment loan amount and pays the interest in accordance with the terms and conditions of the Investment Agreement.

Pay attention:

The investor (represented by the Client’s company Director as the Investor’s attorney) makes the control over both the target use of funds and the compliance with the terms of the investment loan amount refund and interest payments in accordance with the Investment Agreement.

The Client's Company for the improper fulfillment of the conditions and terms of the investment loan amount refund and interest payments in accordance with the Investment Agreement, bears full legal and material responsibility with all its property (movable, immovable), as well as intellectual property (if any), including 10% (cash) deposit of the loan amount and 51% shares of the Client’s company.

In case of non-fulfillment or improper fulfillment of the obligation, in accordance with the terms and conditions of the Investment Agreement, the defaulting Party penalty of 0.1% of the amount of the justified claim for each delayed calendar day to the other Party. The recovery of penalty does not release the defaulting Party from fulfilling its obligations.

The parties will take all measures to resolve disputes and disagreements that may arise in connection with the Investment Agreement implementation be means of negotiations. If the Parties fail to agree on the peaceful settlement of the dispute, all disputes, disagreements and claims arising out of or relating to the Investment Agreement, including those relating to its execution, violation, termination or invalidity, are to be resolved in the Swiss Arbitration Court, in accordance with its regulations.